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Retirement Expo 2008--Back by Popular Demand

Monday, April 14, 2008
by Carol or Jim Chamberlain

Baby Boomers are putting their mark on yet another one of life's milestones—their retirement years. Increasingly, retirees are looking for part-time work, interesting experiences and learning opportunities. Boomers can network with employers and non-profit organizations offering such prospects at Brea's Retirement Expo 2008 set for 9:00 a.m.-1:00 p.m. on April 19 at Pioneer Hall. For more information click here

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How Big a Mortgage Can I Afford?

Monday, April 14, 2008
by Carol or Jim Chamberlain

Not only does owning a home give you a haven for yourself and your family, it makes great financial sense, too.

This calculation assumes a 28 percent income tax bracket. If your bracket is higher, your savings will be, too.

Rent: _________________________

Multiplier: X 1.32

Mortgage payment: __________________

Because of tax deductions, you can make a mortgage payment—including taxes and insurance—

that is approximately one-third larger than your current rent payment and end up with the sameamount of income.

For more help, use Fannie Mae’s

online mortgage calculators
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Do I have to re-register for the Do Not Call List?

Wednesday, April 9, 2008
by Carol or Jim Chamberlain
No. Your number will stay on the Do Not Call list unless you direct the Federal Trade Commission to remove it. The FTC no longer requires people to sign up every 5 years. (It is not necessary to register cellphone numbers, since telemarketing to them is illegal.) Sign up at the FTC website, www.donotcall.gov or call 1-800-382-1222. Check, too, to see if your state has a no-call list. Despite the lists, it's impossible to stop all telemarketing call. The best thing to do is hang up and report the offender's number to the FTC. To file a complaint go to www.donotcall.gov and click on the "File A Complaint" button and follow the instructions. 
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Do You Qualify For A Property Tax Reduction

Wednesday, April 9, 2008
by Carol or Jim Chamberlain

Due to recent housing market conditions within the County of Orange, Los Angeles, Riverside and San Bernardino the Assessor ‘s offices has begun to review the value of properties purchased within the last year in an effort to determine if value reductions are warranted under Proposition 8 (Prop. 8).
 
If you believe the assessed value of your home is greater than its current market value, you may request a review by filling out and returning a Decline-in-Value Reassessment Application (Prop. 8) form. The Assessors staff will review your request and provide written notification regarding their findings.

For Information and forms for your county click on the appropriate link below.

Orange County
Los Angeles   
Riverside 
San Bernardino

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Displaying blog entries 11-14 of 14

Contact Information

Photo of Carol and Jim Real Estate
Carol and Jim
Preferred Home Brokers
3230 E Imperial Hwy, Ste 125
Brea CA 92821
714-726-3144
714-726-3144
Send an Email

Carol & Jim Chamberlain 714-726-3166 or 714-726-3144                  "Yes, We Can Be In Two Places At Once!"                                              BRE Lic Numbers: 00912962, 01015143