Sunday, February 10, 2008
by Carol or Jim Chamberlain
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| The first step in getting yourself in financial shape to buy a home is to know what you make and |
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what you spend now. List your income and expenses below.
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| Income |
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| Take-Home Pay/All Family |
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| Members |
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| Child Support/Alimony |
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| Pension/Social Security |
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| Disability/Other Insurance |
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| Interest/Dividends |
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| Other |
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| Total Income |
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| Expenses |
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| Rent/Mortgage |
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| Life Insurance |
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| Health/Disability Insurance |
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| Vehicle Insurance |
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| Homeowners or Other Insurance |
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| Car Payments |
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| Other Loan Payments |
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| Savings/Pension Contribution |
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| Utilities |
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| Credit Card Payments |
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| Car Upkeep |
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| Clothing |
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| Personal Care Products |
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| Groceries |
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| Food Prepared Outside the Home |
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| Medical/Dental/Prescriptions |
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| Household Goods |
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| Recreation/Entertainment |
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| Child Care |
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| Education |
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| Charitable Donations |
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| Miscellaneous |
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| Total Expenses= |
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| Remaining Income After Expenses= |
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